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American football standings and title game race, 2026

The American Championship Game matches the top 2 teams in the conference standings.

SECBig TenBig 12ACCAmericanMountain WestSun BeltMACConference USAPac-12

14 of 14 teams can still reach the title game.

  • In if they win out: North Texas
  • Alive but need help: Memphis, UTSA, Army, Florida Atlantic, East Carolina, South Florida, Tulane, UAB, Charlotte, Temple, Tulsa, Navy and Rice

26 conference games left. Based on every possible result of those games.

Standings and projected finish

Ordered by current conference record, with tiebreakers. How ties are broken

#TeamConfOverallProjected finishTitle game chance
1North Texas6-2 overall · Projected finish: 1st (avg 1.9)4-06-21stavg 1.9 · 6.9-1.1 conf
76%
2MemphisTied with UTSA. The next step (Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)) uses data we don't have, so these teams are listed alphabetically.What it takes: Win out, plus a loss by UTSA.7-2 overall · Projected finish: 2nd (avg 2.9)4-17-22ndavg 2.9 · 6.1-1.9 conf
48%
3UTSAWhat it takes: Win out, plus a loss by Memphis.7-2 overall · Projected finish: 3rd (avg 2.9)4-17-23rdavg 2.9 · 6.0-2.0 conf
45%
4ArmyWhat it takes: Win out, plus a loss by Memphis and a loss by UTSA.5-3 overall · Projected finish: 4th (avg 3.8)4-25-34thavg 3.8 · 6.1-2.9 conf
24%
5Florida AtlanticWhat it takes: Win out and several results to go its way.6-3 overall · Projected finish: 6th (avg 6.8)3-26-36thavg 6.8 · 4.3-3.7 conf
2%
6East CarolinaTied with South Florida, Tulane, UAB. The next step (Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)) uses data we don't have, so these teams are listed alphabetically.What it takes: Win out and several results to go its way.4-4 overall · Projected finish: 7th (avg 7.7)2-24-47thavg 7.7 · 3.9-4.1 conf
1%
7South FloridaTied with Tulane, UAB. The next step (Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)) uses data we don't have, so these teams are listed alphabetically.What it takes: Win out and several results to go its way.6-2 overall · Projected finish: 5th (avg 6.4)2-26-25thavg 6.4 · 4.4-3.6 conf
4%
8TulaneTied with UAB. The next step (Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)) uses data we don't have, so these teams are listed alphabetically.What it takes: Win out and several results to go its way.4-4 overall · Projected finish: 8th (avg 8.1)2-24-48thavg 8.1 · 3.7-4.3 conf
1%
9UABWhat it takes: Win out and several results to go its way.4-4 overall · Projected finish: 9th (avg 8.3)2-24-49thavg 8.3 · 3.7-4.3 conf
1%
10CharlotteTied with Temple, Tulsa. The next step (Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)) uses data we don't have, so these teams are listed alphabetically.What it takes: Win out and several results to go its way.1-7 overall · Projected finish: 13th (avg 11.6)1-31-713thavg 11.6 · 2.1-5.9 conf
<1%
11TempleTied with Tulsa. The next step (Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)) uses data we don't have, so these teams are listed alphabetically.What it takes: Win out and several results to go its way.2-6 overall · Projected finish: 11th (avg 10.9)1-32-611thavg 10.9 · 2.6-5.4 conf
<1%
12TulsaWhat it takes: Win out and several results to go its way.4-4 overall · Projected finish: 10th (avg 9.3)1-34-410thavg 9.3 · 3.2-4.8 conf
<1%
13NavyWhat it takes: Win out and several results to go its way.2-6 overall · Projected finish: 12th (avg 11.2)1-42-612thavg 11.2 · 2.9-6.1 conf
<1%
14RiceWhat it takes: Win out and several results to go its way.1-7 overall · Projected finish: 14th (avg 13.2)0-41-714thavg 13.2 · 1.1-6.9 conf
<1%

“In if they win out” means winning every remaining conference game guarantees a spot on record alone. “What it takes” is the simplest set of other results that, along with winning out, guarantees a spot without needing a tiebreaker. Projected finish and title game chance are based on the numbers: we played out the rest of the season 10,000 times, with each game's win chance from the Receipts Rankings model, including home field. Projected finish ranks teams by their average place across those seasons (1st has the best average).

How the standings moved, week by week

Each team's conference place after each week with American games.

1234567891011121314Wk 2Wk 4Wk 5Wk 6Wk 7Wk 8Wk 9Wk 10North TexasMemphisUTSAArmyFlorida AtlanticEast Carolina

Remaining conference games

Strength of schedule here is the combined current record of the conference opponents each team still plays. 1 is the toughest stretch.

TeamStill to playStrength of schedule
South Florida
  • Wk 10 at East Carolina · 61% win chance
  • Wk 11 vs Memphis · 47% win chance
  • Wk 12 at Florida Atlantic · 58% win chance
  • Wk 13 vs Tulane · 71% win chance
1Opponents 21-13
Florida Atlantic
  • Wk 11 at Tulsa · 41% win chance
  • Wk 12 vs South Florida · 42% win chance
  • Wk 13 at East Carolina · 48% win chance
2Opponents 14-10
UTSA
  • Wk 11 vs North Texas · 54% win chance
  • Wk 12 at UAB · 74% win chance
  • Wk 13 vs Tulsa · 74% win chance
3Opponents 14-10
East Carolina
  • Wk 10 vs South Florida · 39% win chance
  • Wk 11 at Charlotte · 68% win chance
  • Wk 12 at Army · 30% win chance
  • Wk 13 vs Florida Atlantic · 52% win chance
4Opponents 18-15
Rice
  • Wk 10 at North Texas · 11% win chance
  • Wk 11 vs Tulane · 37% win chance
  • Wk 12 at Temple · 39% win chance
  • Wk 13 vs Army · 26% win chance
5Opponents 17-15
Tulane
  • Wk 10 vs Tulsa · 51% win chance
  • Wk 11 at Rice · 63% win chance
  • Wk 12 vs North Texas · 30% win chance
  • Wk 13 at South Florida · 29% win chance
6Opponents 17-15
Tulsa
  • Wk 10 at Tulane · 49% win chance
  • Wk 11 vs Florida Atlantic · 59% win chance
  • Wk 12 vs Charlotte · 81% win chance
  • Wk 13 at UTSA · 26% win chance
7Opponents 18-16
North Texas
  • Wk 10 vs Rice · 89% win chance
  • Wk 11 at UTSA · 46% win chance
  • Wk 12 at Tulane · 70% win chance
  • Wk 13 vs UAB · 84% win chance
8Opponents 16-17
UAB
  • Wk 10 vs Charlotte · 73% win chance
  • Wk 11 at Temple · 51% win chance
  • Wk 12 vs UTSA · 26% win chance
  • Wk 13 at North Texas · 16% win chance
9Opponents 16-17
Navy
  • Wk 10 vs Temple · 64% win chance
  • Wk 12 vs Memphis · 27% win chance
  • Wk 13 at Charlotte · 64% win chance
  • Wk 15 vs (neutral) Army · 32% win chance
10Opponents 15-18
Charlotte
  • Wk 10 at UAB · 27% win chance
  • Wk 11 vs East Carolina · 32% win chance
  • Wk 12 at Tulsa · 19% win chance
  • Wk 13 vs Navy · 36% win chance
11Opponents 14-18
Temple
  • Wk 10 at Navy · 36% win chance
  • Wk 11 vs UAB · 49% win chance
  • Wk 12 vs Rice · 61% win chance
  • Wk 13 at Memphis · 14% win chance
12Opponents 14-19
Memphis
  • Wk 11 at South Florida · 53% win chance
  • Wk 12 at Navy · 73% win chance
  • Wk 13 vs Temple · 86% win chance
13Opponents 10-14
Army
  • Wk 12 vs East Carolina · 70% win chance
  • Wk 13 at Rice · 74% win chance
  • Wk 15 vs (neutral) Navy · 68% win chance
14Opponents 7-17
How ties are broken

We use the official American procedure (American Conference 2026 Football Tiebreakers (theamerican.org)).

Two teams tied

  1. Head-to-head result between the tied teams
  2. Highest-ranked tied team in the latest CFP rankings that doesn't lose its final conference game
  3. Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)
  4. Win percentage vs. all common conference opponents
  5. Overall winning percentage
  6. Coin toss

Three or more teams tied

  1. Record in games among the tied teams; if not all played, a team that beat all others advances
  2. Highest-ranked tied team in the latest CFP rankings that doesn't lose its final conference game
  3. Composite of computer rankings (Connelly SP+, SportSource TR116, ESPN SOR, KPI)
  4. Win percentage vs. all common conference opponents
  5. Overall winning percentage
  6. Coin toss

Once a step lifts a team out of a tie, it takes the spot and the remaining teams start over. When a group of common opponents is tied in the standings, we use each team's record against that group as a whole.

CFP rankings used: the latest committee top 25 (released week 10). It updates when a new ranking comes out. Steps that depend on a final game wait until that game is played.

When no ranked tied team wins its finale, The American uses a composite of computer rankings we don't have, so we stop there.

How the projections work

Each remaining game's win chance comes from the gap between the two teams' Receipts Rankings scores (through 2026-11-01), plus home field. Both were fit to every FBS game played after late October in the 2021–2025 seasons. Ties our data can't break are settled at random in the simulations.

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